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  2. California Department of Financial Protection and Innovation

    en.wikipedia.org/wiki/California_Department_of...

    The department operates under the California Business, Consumer Services and Housing Agency. The DFPI protects California consumers and oversees the operations of state-licensed financial institutions, including banks, credit unions, debt collectors, nonbank mortgage lenders, student loan servicers, money transmitters, and others. Additionally ...

  3. Predatory lending - Wikipedia

    en.wikipedia.org/wiki/Predatory_lending

    Predatory lending refers to unethical practices conducted by lending organizations during a loan origination process that are unfair, deceptive, or fraudulent. While there are no internationally agreed legal definitions for predatory lending, a 2006 audit report from the office of inspector general of the US Federal Deposit Insurance Corporation (FDIC) broadly defines predatory lending as ...

  4. Fair Credit Billing Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Billing_Act

    The Fair Credit Billing Act (FCBA) is a United States federal law passed during the 93rd United States Congress and enacted on October 28, 1974 as an amendment to the Truth in Lending Act (codified at 15 U.S.C. § 1601 et seq.) and as the third title of the same bill signed into law by President Gerald Ford that also enacted the Equal Credit Opportunity Act.

  5. BBB Reveals America's Most Complained-About Businesses - AOL

    www.aol.com/news/2012-03-02-bbb-reveals-americas...

    Topping the complaint list were cell-phone companies, with 38,420 complaints, up 41% over 2010. After that, the list includes (in order of number of gripes): new-car dealers

  6. Impossibly high home prices are ‘feudalizing’ California as ...

    www.aol.com/finance/impossibly-high-home-price...

    The report pointed out that all of the "impossibly unaffordable" cities follow urban planning policies favoring more density, and recommended that cities open up the availability of land to reduce ...

  7. California Civil Rights Department - Wikipedia

    en.wikipedia.org/wiki/California_Civil_Rights...

    The Department enforces California state laws that prohibit harassment, discrimination, retaliation employment, housing, and public accommodations that provide for pregnancy leave, family, and medical. The D.F.E.H also accepts, investigates, mediates and prosecutes complaints alleging hate violence or threats of hate violence.

  8. For first time, California civil rights officials file ... - AOL

    www.aol.com/news/first-time-california-civil...

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  9. Subprime crisis background information - Wikipedia

    en.wikipedia.org/wiki/Subprime_crisis_background...

    Ten states accounted for 74% of the foreclosure filings during 2008; the top two (California and Florida) represented 41%. Nine states were above the national foreclosure rate average of 1.84% of households. [30] U.S. Subprime lending expanded dramatically 2004–2006.

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