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Effective January 9, 2008, the maximum interest rate that payday lenders may charge in the District of Columbia is 24 percent, [23] which is the same maximum interest rate for banks and credit unions. [24] [25] Payday lenders also must have a license from the District government in order to operate. [24]
This is an accepted version of this page This is the latest accepted revision, reviewed on 17 January 2025. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...
Pages in category "Payday loan companies" The following 4 pages are in this category, out of 4 total. This list may not reflect recent changes. C. CashLady; T.
Payday loans are an easy way to get cash, but they have sky-high interest rates. ... In fact, according to the Consumer Federation of America, borrowers default on about 20 percent of payday loans.
Payday Alternative Loans (PALs) are small loans offered by some federal credit unions. They typically are offered in amounts under $2,000 and are repaid over the course of a few weeks to a few ...
Payday lenders offer small short-term loans, typically up to $500. It’s easy to get approved for these products even if you have bad credit, but there are significant drawbacks: You’ll pay a ...
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