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  2. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    Effective January 9, 2008, the maximum interest rate that payday lenders may charge in the District of Columbia is 24 percent, [23] which is the same maximum interest rate for banks and credit unions. [24] [25] Payday lenders also must have a license from the District government in order to operate. [24]

  3. Where can I get a bad credit loan? - AOL

    www.aol.com/finance/where-bad-credit-loan...

    Bad credit loans are available through online lenders, select community banks and credit unions. ... Payday lenders offer small short-term loans, typically up to $500. It’s easy to get approved ...

  4. Emergency and payday loan alternatives - AOL

    www.aol.com/finance/emergency-payday-loan...

    The payday lender could report the delinquent balance to the three credit reporting agencies or sell your account to a collection agency. Either way, your credit score will likely drop by several ...

  5. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 27 December 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

  6. Alternative financial services in the United States - Wikipedia

    en.wikipedia.org/wiki/Alternative_financial...

    The consumer finance industry (meaning branch-based subprime lenders) mainly came to fruition in the middle of the twentieth century. At that time, these companies were all stand-alone companies not owned by banks and an alternative to banks. However, at that time, the companies were not focused on subprime lending. Instead, they attempted to ...

  7. 10 Best Cash Advance Apps That Cover You Until Payday - AOL

    www.aol.com/10-best-cash-advance-apps-193604825.html

    3. Brigit: Best for Same-Day Loans. Brigit lets you borrow $250 the same day you apply for it — provided your application is submitted before 10 a.m. EST. To use the app’s cash advance ...

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