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  2. Loan agreement - Wikipedia

    en.wikipedia.org/wiki/Loan_agreement

    Loan agreements offered by regulated banks are different from those that are offered by finance companies in that banks receive a "banking charter" granted as a privilege and involving the "public trust". Loan agreements are usually in written form, but there is no legal reason why a loan agreement cannot be a purely oral contract (although ...

  3. Tanda (informal loan club) - Wikipedia

    en.wikipedia.org/wiki/Tanda_(informal_loan_club)

    Participants can either raffle the numbers or make the decision in who needs the money most. It all depends on the group's decisions. [3] As an example, a tanda is formed between ten friends and family. Each member gives $100 USD every two weeks to the group's organizer. At the end of the month, one participant gets the "pot", $2000.

  4. How to get friends and family to pay you back for a personal loan

    www.aol.com/finance/friends-family-pay-back...

    For example, you can re-write the contract to extend the payment term to make the monthly payments smaller. You can also start accruing interest on the delinquent balance as a motivator.

  5. Lending Money to Friends: How to Ensure Good Karma, Not ... - AOL

    www.aol.com/news/2011-04-21-lending-money-to...

    Blank contracts that are valid under individual states' laws are also available online. 3. Don't lend more than you are prepared to lose. Even the most well-intentioned borrowers can default on a ...

  6. Letter of intent - Wikipedia

    en.wikipedia.org/wiki/Letter_of_intent

    For example, a multimillion-dollar loan for a commercial property may require a letter of intent before a financial institution will allow personnel to spend time working on said loan necessary for the completion of the sale. The same may be followed at the time of purchase by any company.

  7. Security agreement - Wikipedia

    en.wikipedia.org/wiki/Security_agreement

    Examples of typical collateral are shares of stock, livestock, and vehicles. A security agreement is not used to transfer any interest in real property (land/real estate), only personal property. The document used by lenders to obtain a lien on real property is a mortgage or deed of trust.

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