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  2. What is a subprime mortgage? - AOL

    www.aol.com/finance/subprime-mortgage-175324178.html

    The difference is that subprime fixed-rate mortgages sometimes have longer terms, such as 40 years, compared to the typical 15 or 30 years for a conventional fixed-rate loan. Subprime adjustable ...

  3. How to read and compare mortgage loan estimates - AOL

    www.aol.com/finance/read-compare-mortgage-loan...

    A mortgage loan estimate spells out the estimated costs associated with obtaining a home loan, whether you’re buying a home or refinancing to a new loan. Here’s our breakdown of what exactly ...

  4. When should you refinance your mortgage? - AOL

    www.aol.com/finance/refinance-mortgage-152541677...

    Refinancing a mortgage involves swapping out your current home loan for a new one, often with a different rate and term. The process is similar to when you initially purchased your home. Our ...

  5. Subprime mortgage crisis solutions debate - Wikipedia

    en.wikipedia.org/wiki/Subprime_mortgage_crisis...

    There are four primary variables that can be adjusted to lower monthly payments and help homeowners: 1) Reduce the interest rate; 2) Reduce the loan principal amount; 3) Extend the mortgage term, such as from 30 to 40 years; and 4) Convert variable-rate ARM mortgages to fixed-rate.

  6. Subprime mortgage crisis - Wikipedia

    en.wikipedia.org/wiki/Subprime_mortgage_crisis

    But by 2009 over 40% of subprime adjustable rate mortgages were past due. [1] Subprime mortgages grew from 5% of total originations ($35 billion) in 1994, [92] [93] to 20% ($600 billion) in 2006. [93] [94] [95] Another indicator of a "classic" boom-bust credit cycle was a narrowing of the difference between subprime and prime mortgage interest ...

  7. Should I refinance my mortgage in 2024? - AOL

    www.aol.com/finance/refinance-mortgage-2024...

    Fixed-rate mortgages — the most popular type of home loan — fluctuate with the 10-year Treasury yield. This figure is influenced by many factors, including Fed policy.

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