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2. Loan agreement - Wikipedia

   en.wikipedia.org/wiki/Loan_agreement

   Loan agreements offered by regulated banks are different from those that are offered by finance companies in that banks receive a "banking charter" granted as a privilege and involving the "public trust". Loan agreements are usually in written form, but there is no legal reason why a loan agreement cannot be a purely oral contract (although ...

3. Deed of trust (real estate) - Wikipedia

   en.wikipedia.org/wiki/Deed_of_trust_(real_estate)

   A deed of trust refers to a type of legal instrument which is used to create a security interest in real property and real estate.In a deed of trust, a person who wishes to borrow money conveys legal title in real property to a trustee, who holds the property as security for a loan from the lender to the borrower.

4. Escrow - Wikipedia

   en.wikipedia.org/wiki/Escrow

   Others offer it as an option for customers. Some types of loans, most notably Federal Housing Administration (FHA) loans, require the lender to maintain an escrow account for the life of the loan. Even with a fixed interest rate, monthly mortgage payments may change over the life of the loan due to changes in property taxes and insurance ...

5. Land contract - Wikipedia

   en.wikipedia.org/wiki/Land_contract

   In contract law, a land contract, (also known as contract for deed or agreement for deed), is a contract between the buyer and seller of real property in which the seller provides the buyer financing in the purchase, and the buyer repays the resulting loan in installments. Under a land contract, the seller retains the legal title to the ...

6. Real estate contract - Wikipedia

   en.wikipedia.org/wiki/Real_estate_contract

   Although money is the most common consideration, it is not a required element to have a valid real estate contract. An earnest money deposit from the buyer(s) customarily accompanies an offer to buy real estate and the deposit is held by a third party, like a title company, attorney or sometimes the seller. The amount, a small fraction of the ...

7. Here's the right way to lend or gift money to help your loved ...

   www.aol.com/finance/heres-way-lend-gift-money...

   For a loan, start with an agreement. ... Eckels said it was particularly important for the person lending the money to have a lien on the property in order to be able to use it as collateral in ...