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  2. First-Time Homebuyer’s Guide to Mortgage Loans ... - AOL

    www.aol.com/finance/first-time-homebuyer-guide...

    New York: The State of New York Mortgage Agency offers low-interest mortgage loans to qualified first-time buyers. Tennessee: The New Start Loan Program helps very-low-income and low-income ...

  3. From grants to low-interest loans, this state-by-state guide ...

    www.aol.com/finance/grants-low-interest-loans...

    Low-interest loans and specialized mortgages. Many first-time home buyers can take advantage of mortgage programs that offer lower interest rates, reduced down payment requirements, or more ...

  4. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    HomeOne mortgage: This Freddie Mac-backed mortgage also allows for just 3 percent down with PMI, but is available only to first-time homebuyers. You won’t get your low-down payment conventional ...

  5. Is home insurance required? - AOL

    www.aol.com/finance/homeowners-insurance...

    Mortgage insurance is a separate insurance policy in addition to your homeowners insurance and depending on the down payment made to purchase your home, your lender may require it.

  6. FHA insured loan - Wikipedia

    en.wikipedia.org/wiki/FHA_insured_loan

    The basic FHA mortgage insurance program is Mortgage Insurance for One-to-Four-Family Homes (Section 203(b)). [24] FHA allows first time homebuyers to put down as little as 3.5% and receive up to 6% towards closing costs. However, some lenders won't allow a seller to contribute more than 3% toward allowable closing costs.

  7. What Is Mortgage Insurance? How It Works and Who Should ... - AOL

    www.aol.com/mortgage-insurance-works-000002463.html

    Piggyback mortgage: Also known as an 80-10-10 loan, this is a first mortgage to finance 80% of the home’s value, a second mortgage to finance 10% more, plus your 10% down payment. Mortgage ...

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