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The 3.4 million licensed drivers in Louisiana are required to carry a certain amount of car insurance to drive legally in the Bayou State. Louisiana auto insurance laws mandate the following:
Reason for fee. Amount. Failure to provide proof of insurance within three days. $500-$1,000. Lapsed insurance for 11-30 days. $125. Lapsed insurance for 31-90 days
The average cost of car insurance in the U.S. is $2,329 per year for full coverage and $633 per year for minimum coverage, but without a license, your insurance could be more expensive.
The license holder must produce a state form (DL-123) to prove they have insurance, requiring the signature of an insurance agent, in addition to a ten dollar fee, in order to convert the fleet license to a full license. Some states require that proof of insurance be carried in the car at all times, while others do not.
Safe Auto Insurance Company is an American property and casualty auto insurance carrier. It is a privately held carrier and provider of state-minimum private-passenger auto insurance for drivers in the nonstandard insurance market in 20 states across the US, including Oregon, Ohio, Indiana, Kentucky, Georgia, Pennsylvania, South Carolina, Tennessee, Louisiana, Mississippi, Illinois, Missouri ...
In almost every state in the U.S. (New Hampshire is the exception), drivers need to have a minimum amount of car insurance to drive on public roads legally.
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