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2. Closing on a house: What to expect - AOL

   www.aol.com/finance/guide-closing-house-expect...

   This will include the closing disclosure, the mortgage document securing your new home as collateral on the loan, a promissory note serving as your promise to repay the lender and the property ...

3. What is a closing disclosure? - AOL

   www.aol.com/finance/closing-disclosure-190005117...

   A closing disclosure is a legally-required, five-page statement of your final mortgage loan terms and closing costs. It contains details about your loan term, monthly payments, fees and other ...

4. HUD-1 Settlement Statement - Wikipedia

   en.wikipedia.org/wiki/HUD-1_Settlement_Statement

   HUD-1 Settlement Statement. The HUD-1 Settlement Statement is a standardized mortgage lending form in use in the United States of America on which creditors or their closing agents itemize all charges imposed on buyers and sellers in consumer credit mortgage transactions. The HUD-1 (or a similar variant called the HUD-1A) is used primarily for ...

5. How long should I keep mortgage statements and documents? - AOL

   www.aol.com/finance/long-keep-mortgage...

   Closing documents, including the closing disclosure, deed of trust or mortgage note: These are important to keep because they outline the financial and legal agreements of the transaction ...

6. Real Estate Settlement Procedures Act - Wikipedia

   en.wikipedia.org/wiki/Real_Estate_Settlement...

   For example, a lender advertising a home loan might have advertised the loan with a 5% interest rate, but then when one applies for the loan one is told that one must use the lender's affiliated title insurance company and pay $5,000 for the service, whereas the normal rate is $1,000. The title company would then have paid $4,000 to the lender.

7. Your mortgage statement explained - AOL

   www.aol.com/finance/mortgage-statement-explained...

   A mortgage statement is a document containing the latest details about your loan, including your monthly payment. The law requires your mortgage lender or servicer to send you statements for each ...

8. ‘Cash to close’: What it means and how it works - AOL

   www.aol.com/finance/cash-close-means-works...

   Buyers should carefully review their closing disclosure and consult with their real estate attorney or settlement agent to confirm the total amount needed. When you buy a home, the closing is the ...

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