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2. What to do when your mortgage application gets denied - AOL

   www.aol.com/finance/mortgage-application-gets...

   A mortgage denial letter, also known as a denial letter or adverse action notice, is a formal written communication provided by a lender to a borrower when their mortgage application has been ...

3. Did you get an unsolicited $199 ‘check’ in the mail? Don’t ...

   www.aol.com/did-unsolicited-199-check-mail...

   The letters contain legitimate details about homeowners that is available in public records, including their names, addresses and mortgage lenders. But they are no more than a ploy “to convince ...

4. Unsecured guarantor loan - Wikipedia

   en.wikipedia.org/wiki/Unsecured_guarantor_loan

   However, guarantor loans are by no means a panacea for this situation - they themselves have high interest rates significantly above standard personal loans (albeit over shorter time periods) and pose a risk to the guarantor who may not be aware of the full extent of the commitment they are undertaking. Anyone being asked to act as a guarantor ...

5. Loan guarantee - Wikipedia

   en.wikipedia.org/wiki/Loan_guarantee

   The loans are made by private lenders with the caveat that the government will pay off the loans if the company defaults on them. Chrysler did not go into default. Another example was the creation of the Emergency Loan Guarantee Board to administer $250 million in US government loan guarantees made to private lenders on behalf of Lockheed in 1971.

6. What is a mortgage proof of funds letter? - AOL

   www.aol.com/finance/mortgage-proof-funds-letter...

   The bank often gets a document to you within a few days, and usually no more than one week. Provide the letter to the seller: As soon as you receive the proof of funds letter, pass copies along to ...

7. Direct lending - Wikipedia

   en.wikipedia.org/wiki/Direct_lending

   Direct lending is a form of corporate debt provision in which lenders other than banks make loans to companies without intermediaries such as an investment bank, a broker or a private equity firm. In direct lending, the borrowers are usually smaller or mid-sized companies, also called mid-market or small and medium enterprises , rather than ...

8. Understanding online marketplace lending - AOL

   www.aol.com/finance/understanding-online...

   Direct lenders vs. online lending networks When working with direct lenders, you submit separate applications to each loan office. In the case of a network, you submit one application to be shared ...

9. Mortgage assumption - Wikipedia

   en.wikipedia.org/wiki/Mortgage_assumption

   If the mortgage is assumed without the lender’s consent, the seller would remain liable for any default on the part of the buyer. In cases of a VA Loan, a release of liability may be obtained after the assumption even if the lender’s approval was not given prior to the completion of the assumption process.