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  2. Can a goodwill letter get late payments removed from your ...

    www.aol.com/finance/goodwill-letters-payments...

    Here is an example template for a possible letter. Example template [Your Name] [Your Address] [Phone Number] [Email Address] ... credit counseling or credit repair services may help you improve ...

  3. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    For example, Lexington Law and Credit Repair, two of the largest credit repair brands in the U.S., ... The bureau will send you a letter or email to inform you of the outcome.

  4. How to repair your credit in 5 steps - AOL

    www.aol.com/finance/repair-credit-5-steps...

    Employ the tactics outlined in this credit repair guide and get your score back on track. ... So, for example, if you have credit limits totaling $10,000, you would want to keep the total of all ...

  5. Repossession - Wikipedia

    en.wikipedia.org/wiki/Repossession

    When a provision of law requires that repossession takes place, the lien holder has a non-delegatable obligation not to cause a breach of the peace (which is synonymous with disturbing the peace) in performing the repossession or the repossession will be reversed, and the party ordering the repossession will be liable for damages (or the lienholder will be held responsible).

  6. Debt collection - Wikipedia

    en.wikipedia.org/wiki/Debt_collection

    After the corresponding (two or six, depending on province) anniversary of the last formal intention to pay the debt, neither the collection agency nor anyone else has legal authority to collect it. [22] Credit bureaus will retain both the debt and collection history on the debtor's credit file for 6–7 years, depending on province. Although ...

  7. Rent-to-own - Wikipedia

    en.wikipedia.org/wiki/Rent-to-own

    Lease purchase agreement (click to view pages) Rent-to-own, also known as rental purchase or rent-to-buy, is a type of legally documented transaction under which tangible property, such as furniture, consumer electronics, motor vehicles, home appliances, engagement rings, and real property, is leased in exchange for a weekly or monthly payment, with the option to purchase at some point during ...

  8. Car Repossession: What to Do Before, During and After - AOL

    www.aol.com/car-repossession-during-160042812.html

    The effects of the coronavirus pandemic have been especially burdensome on auto loans borrowers. Unlike student loans and mortgages, there are no government-backed relief programs to cover a ...

  9. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 17 January 2025. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

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