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Whether or not general liability insurance covers construction defects or "faulty workmanship" is a matter of some debate, as some insurers have viewed poor workmanship as a risk that is covered by a surety bond rather than an insurance policy given that a construction professional may have some influence (through attention to detail, skill, and effort) over whether such a defect occurs.
The common cold is the most common human disease [21] and affects people all over the globe. [40] Adults typically have two to three infections annually, [ 8 ] and children may have six to ten colds a year (and up to twelve colds a year for school children). [ 13 ]
Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.
Getting sick is never fun and if you routinely feel under the weather, it can feel like you just can’t catch a break. The common cold is an illness affecting the nose and throat. While its ...
But mutations of the common cold virus have proven occasionally deadly. For instance, in 2007, at least 10 patients died after an adenovirus, a bug that causes colds, mutated into a more severe ...
Colder temperatures, especially in winter months, won’t cause a common cold. But they can weaken your immune system, and colder, drier air can help respiratory viruses thrive.
Rhinovirus is the most common viral infectious agent in humans and is the predominant cause of the common cold. [1] The three species of rhinovirus (A, B, and C) include at least 165 recognized types that differ according to their surface antigens or genetics. [2] They are among the smallest viruses, with diameters of about 30 nanometers.
The virus, which typically causes the common cold, is behind a large wave of illnesses in Los Angeles County, where data show that at least 30% of positive respiratory virus tests have come back ...
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