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To compare, the national average interest rate for 30-year fixed-rate mortgages was percent for the same day. Keep in mind that these rates and APRs are based on a 740 FICO credit score and an ...
Hybrid ARMs are referred to by their initial fixed-rate and adjustable-rate periods, for example, 3/1, is for an ARM with a 3-year fixed interest-rate period and subsequent 1-year interest-rate adjustment periods. The date that a hybrid ARM shifts from a fixed-rate payment schedule to an adjusting payment schedule is known as the reset date ...
New Jersey has a 6.625% state sales tax, which was cut in steps from the previous rate of 7%. [4] All revenues are deposited in the State Treasury for general state use; nothing goes to municipalities. In urban enterprise zones, the state sales tax is cut in half to encourage economic development, resulting in an effective tax rate of 3.3125% ...
The New Jersey Division of the Rate Counsel (previously called the New Jersey Division of the Ratepayer Advocate) is a government agency in the U.S. state of New Jersey that is responsible for representing the interests of residents, businesses and other rate payers in dealing with regulated public utilities and insurance firms. Brian O. Lipman ...
Not all interest rates work the same. Your choice among these two main types come down to how you save and how you borrow. Here's what to know about fixed and variable rates.
The New Jersey State Guard, along with the New Jersey Army National Guard and the New Jersey Naval Militia, is also recognized as a component of the organized militia of New Jersey. [1] The State Guard was last active during World War II. The Naval Militia was last active from 1999 to 2002. In case of a state or national emergency, there is a ...
May 2003 - The New Jersey Motor Vehicle Commission is formed, replacing the DMV notorious for poor customer service. January 2004 - The MVC issues the state's first, security-enhanced Digital Driver License (DDL). January 2004 - The MVC reinstitutes Saturday hours of service. August 2004 - The MVC begins On-Board Diagnostics (OBD) vehicle testing.
Train on-time rate and cancellations. NJ Transit’s trains arrived on time 91% of the time in 2023, the same as in 2017, but train cancellations increased to more than 3,500 in 2023, which was 7% ...