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2. What is business collateral?

   www.aol.com/finance/business-collateral...

   Collateral for a small business loan is an asset or assets that a business owner promises to hand over to a lender if they fail to repay the loan. Collateral acts as security for the loan, which ...

3. How do secured loans work? - AOL

   www.aol.com/finance/secured-loans-020828573.html

   Secured loans are debt products that are protected by collateral. This means that when you apply for a secured loan, the lender will need to know which of your assets you plan to use to back the loan.

4. Personal loan vs. home equity loan: Which should you use for ...

   www.aol.com/finance/personal-loan-vs-home-equity...

   Personal loan. Home equity loan. Rates. 8% to 36%. Varies based on the prime rate. Loan amounts. $2,000 to $50,000. Up to 85% of your home’s value. Minimum credit score. 670. 680. Repayment ...

5. Collateral (finance) - Wikipedia

   en.wikipedia.org/wiki/Collateral_(finance)

   In lending agreements, collateral is a borrower's pledge of specific property to a lender, to secure repayment of a loan. [1] [2] The collateral serves as a lender's protection against a borrower's default and so can be used to offset the loan if the borrower fails to pay the principal and interest satisfactorily under the terms of the lending ...

6. Can you use a home equity loan to buy a rental or ... - AOL

   www.aol.com/finance/home-equity-loan-for...

   A home equity loan is a secured loan that uses your home as collateral. Secured loans typically offer lower interest rates than unsecured loans, like personal loans. The less interest you owe on a ...

7. Home equity loan or HELOC vs. cash-out mortgage refinance - AOL

   www.aol.com/finance/home-equity-loan-heloc-vs...

   Key takeaways. Home equity loans, HELOCs, and cash-out refinancing are three popular ways to borrow using your home as collateral. A cash-out refinance replaces your existing mortgage while home ...

8. The truth about no-appraisal home equity loans: What ... - AOL

   www.aol.com/finance/what-is-a-no-appraisal-home...

   Personal loans can offer quick access to funds for home improvement projects, debt consolidation and other large fixed expenses without using your home as collateral without using your home as ...

9. Should you use a home equity loan to pay off your debts? - AOL

   www.aol.com/finance/home-equity-loan-debt...

   Student loans/educational expenses. If you need to pay off student loans, borrowing money from your home is one possible way to do it — provided the home equity loan offers a lower interest rate ...