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2. Historical CD interest rates: 1984-2025 - AOL

   www.aol.com/finance/historical-cd-interest-rates...

   Here’s a look at the historical ups and downs of CD rates and some background on rate fluctuations through the decades. CD rates in the 1980s The U.S. faced two recessions in the early 1980s.

3. Historical CD Interest Rates: 1980-2025 - AOL

   www.aol.com/finance/historical-cd-interest-rates...

   The highest rates in CD history were in the 1980s, when a 3-month certificate averaged 18.65%. Why were CD rates higher in the 1980s? CD rates were higher in the 1980s because inflation rates were ...

4. How To Calculate CD Interest: A Step-by-Step Guide - AOL

   www.aol.com/calculate-cd-interest-175101582.html

   Here’s how to calculate CD interest, helping you better manage your hard-earned money. ... CD interest rates vary by the length of time, with 12-month CDs typically earning the highest rates ...

5. Certificate of deposit - Wikipedia

   en.wikipedia.org/wiki/Certificate_of_deposit

   A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates.

6. How do certificates of deposit work? Understanding CDs ... - AOL

   www.aol.com/finance/how-do-cds-work-220139365.html

   With rates at historic highs, ... A variable-rate CD — also called a flex CD — is a type of certificate of deposit with an interest rate that can fluctuate periodically over the term of the CD ...

7. You can earn up to 4.65% APY. Check out the best CD rates ...

   www.aol.com/finance/earn-4-65-apy-check...

   Historical CD rates In the early 1980s, CD rates soared into double digits, starkly contrasting today's rates. By 2019, however, the APY for a five-year CD was just above 3%.