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Final expense life insurance, sometimes referred to as guaranteed issue, guaranteed acceptance, funeral or burial insurance, is a type of whole life insurance designed to cover end-of-life ...
In 2006, Settlers Life Insurance Company (Bristol, VA) merged with and into NGL. The combined entity immediately changed its name to Settlers Life Insurance Company and focused sales on primarily final expense insurance. Two years later, in 2008, NGL purchased Key life Insurance Company (Indianapolis, IN), acquiring 8,700 policies.
Burial insurance is sometimes referred to as final expense, pre-need or funeral insurance. All are designed to cover the costs of your funeral and other end-of-life expenses.
These may also be marketed as final expense insurance or burial insurance and usually have death benefits between $1,000 and $50,000. [ citation needed ] A major reason for their popularity is their use of "simplified underwriting".
If you're eligible for final expense life insurance, you may opt for that. Because of the low policy benefit, these policies tend to come with low premiums, too.
MetLife's individual life insurance products and services comprise term life insurance and several types of permanent life insurance, including whole life, universal life, and final expense whole life insurance. [77] [78] These services vary in regards to the duration and amount of coverage available and whether a medical exam is required for ...
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