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Your state may require you to carry bodily injury liability. Bankrate explains. Skip to main content. Sign in. Mail. 24/7 Help. For premium support please call: 800-290-4726 more ways to reach us ...
Generally, this includes bodily injury coverage and property damage coverage.Each coverage has limits for different costs. Most states have minimum insurance coverage requirements you must buy to ...
The minimum amount of coverage required often includes bodily injury liability (BI) and property damage liability (PD). Bodily injury liability is designed to specifically pay for medical expenses ...
Historically, personal injury lawsuits in tort for monetary damages were virtually nonexistent before the Industrial Revolution of the 19th century. [4] In agrarian, pre-industrial societies where most people did not travel far from home during their lifetimes, accidental bodily injuries inflicted by one stranger upon another were quite rare. [5]
An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.
Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
Bodily injury liability: $30,000 per person and $60,000 per accident Property damage liability: $25,000 per accident These minimum coverage types will fulfill your legal obligation to insurance ...
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