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In Betty Jo Walker v. Farmers Insurance (2007), Farmers was fined $3 million for not defending a pair of limited-income homeowners from a negligence claim. [33] In Goddard v. Farmers Insurance (2008), Farmers was ordered to pay $2.5 million for handling a claim with bad faith and "stonewalling" during settlement negotiations.
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The consequences of your choice center on your comfort level with the ability to pay a portion of the costs of a claim vs. the premium savings you may gain from accepting more risk.
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American Family Insurance was founded on October 3, 1927, [5] when insurance salesman Herman Wittwer opened the doors of Farmers Mutual Insurance Company (not to be confused with the Farmers Insurance Group) in Madison, Wisconsin. At the time, the company's product was auto insurance and its target market was farmers.
Based in Westfield Center, Ohio, the company employs over 2,400 nationwide, including 1,500 in its home office. It is the largest employer in Medina County . Westfield's products are distributed through a network of more than 1,000 independent insurance agents.
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