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J-1 visa of the United States in exchange student's passport from Thailand. A J-1 visa is a non-immigrant visa issued by the United States to research scholars, professors and exchange visitors participating in programs that promote cultural exchange, especially to obtain medical or business training within the U.S.
Visa requirements for United States citizens are administrative entry restrictions by the authorities of other states that are imposed on citizens of the United States. As of 2025, holders of a United States passport may travel to 186 countries and territories without a travel visa , or with a visa on arrival .
The Federal National Mortgage Association (FNMA), commonly known as Fannie Mae, is a United States government-sponsored enterprise (GSE) and, since 1968, a publicly traded company.
Fannie Mae and Freddie Mac also have slightly different requirements for the mortgages they purchase. In both cases, Fannie and Freddie loans must be conforming loans , or adhere to these ...
The United States grants visa-free entry to nationals of two neighboring jurisdictions under most circumstances: [5] Canada – Citizens of Canada do not need a visa to visit the United States under most circumstances. [11] In addition, under the USMCA (and previously the NAFTA), they may obtain authorization to work under a simplified procedure.
An FNMA loan, aka a conforming loan or Fannie Mae-backed mortgage, is a loan or mortgage that has been sold to the Federal National Mortgage Association (FNMA, or Fannie Mae) — or one that meets ...
A government-sponsored enterprise (GSE) is a type of financial services corporation created by the United States Congress.Their intended function is to enhance the flow of credit to targeted sectors of the economy, to make those segments of the capital market more efficient and transparent, and to reduce the risk to investors and other suppliers of capital.
Conventional 97 mortgage: This conventional loan, backed by government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, requires just 3 percent down and a minimum credit score of 620.