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  2. Property investment calculator - Wikipedia

    en.wikipedia.org/wiki/Property_investment_calculator

    Gross rent multiplier – The ratio between a rental property's gross scheduled income and its market value. Net cash flows – The amount of cash to expect to receive after expenses. Net present value of future cash flows – The sum of net future cash flows discounted back to the present value using the time value of money to understand what ...

  3. Can you use a home equity loan to buy a rental or ... - AOL

    www.aol.com/finance/home-equity-loan-for...

    And if you can put down at least 20% of your property’s purchase as cash, you won’t be responsible for private mortgage insurance — or PMI — which can save you up to $70 a month for every ...

  4. Income approach - Wikipedia

    en.wikipedia.org/wiki/Income_approach

    If either cash flows or risk levels are expected to change, then direct capitalization fails and a discounted cash flow method must be used. In UK practice, Net Income is capitalised by use of market-derived yields. If the property is rack-rented then the All Risks Yield will be used. However, if the passing rent differs from the Estimated ...

  5. This critical formula can transform your personal finances ...

    www.aol.com/finance/critical-formula-transform...

    For example, if you purchase a rental property, you can use the rent you collect to pay the mortgage while owning an appreciating asset. Chatting with a financial advisor or real estate ...

  6. Capitalization rate - Wikipedia

    en.wikipedia.org/wiki/Capitalization_rate

    The difference between the in-place rent and the ERV is the reversionary value of the property. For example, with passing rent of $160,000, and an ERV of $200,000, the property is $40,000 reversionary. Holding the valuers cap rate constant at 8%, we could consider the property as having a current value of $2,000,000 based on passing rent, or ...

  7. Cash on cash return - Wikipedia

    en.wikipedia.org/wiki/Cash_on_cash_return

    In real estate investing, the cash-on-cash return [1] is the ratio of annual before-tax cash flow to the total amount of cash invested, expressed as a percentage. = The cash-on-cash return, or "cash yield", is often used to evaluate the cash flow from income-producing assets, such as a rental property.

  8. Real estate appraisal - Wikipedia

    en.wikipedia.org/wiki/Real_estate_appraisal

    Value-in-use, or use value [2] – the net present value (NPV) [3] of a cash flow that an asset generates for a specific owner under a specific use. Value-in-use is the value to one particular user, and may be above or below the market value of a property.

  9. Gross rent multiplier - Wikipedia

    en.wikipedia.org/wiki/Gross_Rent_Multiplier

    A 100 GRM (monthly rents) = 8.33 GRM (annual rents). An 8.33 GRM calculated on annual rents suggests the gross rent will pay for the property in 8.33 years. The common measure of rental real estate value based on net return rather than gross rental income is the capitalization rate (or cap rate). In contrast to the GRM, the cap rate is not a ...