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City/plan. Monthly premium. Health deductible; drug deductible. Out-of-pocket max. PCP visit. Specialist visit. Reno, NV: Aetna Medicare Value Plan (HMO-POS)
Aetna Inc. (/ ˈ ɛ t n ə / ET-nə) is an American managed health care company that sells traditional and consumer directed health care insurance and related services, such as medical, pharmaceutical, dental, behavioral health, long-term care, and disability plans, primarily through employer-paid (fully or partly) insurance and benefit programs, and through Medicare.
In May 2013, the company was acquired by Aetna for $5.7 billion. History. The company was founded in 1986 in Nashville by Phil Bredesen. [3]
Aetna also offers a discount card that provides savings of 15% to 50% off the cost of many dental services. Eligibility for AETNA Medicare Advantage. To join an Aetna Medicare Advantage plan ...
Before the 1992 implementation of the Medicare fee schedule, physician payments were made under the "usual, customary and reasonable" payment model (a "charge-based" payment system). Physician services were largely considered to be misvalued under this system, with evaluation and management services being undervalued and procedures overvalued ...
Unlike Original Medicare, which a 20% coinsurance for Part B services including doctor’s visits, most Medicare Advantage plans have flat fee co-pays, which will be lower.
The German healthcare system had introduced copayments in the late 1990s in an attempt to prevent overutilization and control costs. For example, Techniker Krankenkasse-insured members above 18 years pay the copayments costs for some medicines, therapeutic measures and appliances such as physiotherapy and hearing aids up to the limit of 2% of the family's annual gross income.
Payments are based upon the plan's "schedule of benefits" and are usually paid directly to the service provider. These plans cost much less than comprehensive health insurance. Annual benefit maximums for a typical scheduled health insurance plan may range from $1,000 to $25,000.