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For real-time payments from one bank account to another, any UPI client app can be used and multiple bank accounts can be linked to a single app. Money can be sent or requested using a user-created Virtual Payment Address (VPA) or UPI ID for each bank account using the KYC-linked mobile number.
The Google Authenticator app for Android was originally open source, but later became proprietary. Google made earlier source for their Authenticator app available on its GitHub repository; the associated development page stated: "This open source project allows you to download the code that powered version 2.21 of the application.
The QR code is presented on the mobile device of the person paying and scanned by a POS or another mobile device of the payee; The QR code is presented by the payee, in a static or one time generated fashion and it is scanned by the person executing the payment; Mobile self-checkout allows for one to scan a QR code or barcode of a product ...
MasterCard SecureCode uses OTAC to confirm a user's identity One time authorization code as used in Yammer's desktop client. A one-time password (OTP), also known as a one-time PIN, one-time passcode, one-time authorization code (OTAC) or dynamic password, is a password that is valid for only one login session or transaction, on a computer system or other digital device.
Multi-factor authentication is typically deployed in access control systems through the use, firstly, of a physical possession (such as a fob, keycard, or QR-code displayed on a device) which acts as the identification credential, and secondly, a validation of one's identity such as facial biometrics or retinal scan.
WeChat or Weixin in Chinese ( Chinese: 微信; pinyin: Wēixìn ( listen ⓘ); lit. 'micro-message') [a] is a Chinese instant messaging, social media, and mobile payment app developed by Tencent. First released in 2011, it became the world's largest standalone mobile app in 2018 [4] [5] with over 1 billion monthly active users.
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