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IRAs are particularly valuable tools for the 33 percent of private industry workers in the U.S. who do not have access to a workplace-based retirement plan such as a 401(k) plan.
When you contribute to tax-advantaged retirement plans such as 401(k)s and IRAs, there's a longstanding rule that you must leave the money invested until you’re 59 ½ years old to avoid a 10% ...
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