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  2. How to pay off credit card debt - AOL

    www.aol.com/finance/pay-off-credit-card-debt...

    The best debt consolidation loans tend to carry lower interest rates than credit cards, so if you meet the qualifications, you may be able to save money on your credit card debt. The bottom line

  3. How to pay off your credit card debt: A step-by-step game ...

    www.aol.com/finance/how-to-pay-off-credit-card...

    For example, if you transfer $6,000 in credit card debt to a card offering 0% intro APR for 18 months, you could pay off the full amount by making $333 monthly payments with no added interest charges.

  4. 8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt

    www.aol.com/8-ways-debt-consolidation-loan...

    Assess Your Credit Card Debt: First, gather information about all your credit card balances, interest rates, and monthly payments. Understanding your total debt load is essential for choosing the ...

  5. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    A home equity loan is a second mortgage (at a fixed or variable interest rate). It gives you cash equal to a portion of the equity in your home. ... A balance transfer credit card lets you move ...

  6. Can’t Afford Your Car Payment Anymore? 9 Things You Should Do

    www.aol.com/finance/t-afford-car-payment-anymore...

    A 2023 report from Moody's Investors Service indicates that new auto loan delinquencies are on the rise. In the second quarter of 2023, the delinquency rate for new auto loans climbed to 7.3%, up ...

  7. How to use the debt avalanche payment strategy - AOL

    www.aol.com/finance/debt-avalanche-payment...

    If your $1,500 credit card had a minimum payment due of $35 and you were putting in an extra $150, that means you’ll put $185 toward your $3,000 credit card in addition to its minimum payment due.

  8. What happens if you miss a credit card payment? - AOL

    www.aol.com/finance/happens-miss-credit-card...

    Missing credit card payments will add to your debt balance and over time can damage your credit. Late fees and interest grow the longer you wait to pay your credit card statement. If you forgot to ...

  9. Can You Make a Car Down Payment with a Credit Card? - AOL

    www.aol.com/car-down-payment-credit-card...

    Using your credit card for a down payment could put you over the recommended 30% credit utilization limit. If that happens, you can expect your credit score to take a hit.