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  2. Hand formula - Wikipedia

    en.wikipedia.org/wiki/Hand_formula

    In the case when the probability of loss is assumed to be a single number , and is the loss from the event occurring, the familiar form of the Hand formula is recovered. More generally, for continuous outcomes the Hand formula takes form: ∫ Ω L f ( L ) d L > B {\displaystyle \int _{\Omega }Lf(L)dL>B} where Ω {\displaystyle \Omega } is the ...

  3. Risk of loss - Wikipedia

    en.wikipedia.org/wiki/Risk_of_loss

    Risk of loss is a term used in the law of contracts to determine which party should bear the burden of risk for damage occurring to goods after the sale has been completed, but before delivery has occurred. Such considerations generally come into play after the contract is formed but before buyer receives goods, something bad happens.

  4. Risk matrix - Wikipedia

    en.wikipedia.org/wiki/Risk_matrix

    Risk is the lack of certainty about the outcome of making a particular choice. Statistically, the level of downside risk can be calculated as the product of the probability that harm occurs (e.g., that an accident happens) multiplied by the severity of that harm (i.e., the average amount of harm or more conservatively the maximum credible amount of harm).

  5. CarShield ordered to pay $10 million federal settlement over ...

    www.aol.com/news/carshield-ordered-pay-10...

    CarShield, a company that sells vehicle service contracts to automobile owners that it claims will cover the cost of certain repairs, has agreed to pay $10 million in a settlement with federal ...

  6. Annualized loss expectancy - Wikipedia

    en.wikipedia.org/wiki/Annualized_loss_expectancy

    The single loss expectancy (SLE) then, is 25% * $100,000, or $25,000. The annualized loss expectancy is the product of the annual rate of occurrence (ARO) and the single loss expectancy. ALE = ARO * SLE For an annual rate of occurrence of 1, the annualized loss expectancy is 1 * $25,000, or $25,000. For an ARO of 3, the equation is: ALE = 3 ...

  7. Mechanical breakdown insurance - AOL

    www.aol.com/finance/mechanical-breakdown...

    It won’t cover towing if you break down on the side of the road. However, if your car broke down because of engine failure or transmission issues, mechanical breakdown insurance would help cover ...

  8. A breakeven calculator is a calculator that's designed to help you estimate how many years it will take you to break even if you delay your Social Security benefits claim.

  9. Exposure factor - Wikipedia

    en.wikipedia.org/wiki/Exposure_Factor

    The exposure factor is usually a subjective value that the person assessing risk must define. It is represented in the impact of the risk over the asset, or percentage of asset lost. As an example, if the asset value is reduced two thirds, the exposure factor value is 0.66. If the asset is completely lost, the exposure factor is 1.0.