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2. How to clean up credit reports - AOL

   www.aol.com/finance/clean-credit-reports...

   Validate your debt: Verify debts with collection agencies to evade zombie debt. Write a goodwill letter : Ask the creditor to remove a negative mark as a one-time courtesy. Credit report clean-up ...

3. How to spot debt collection scams: 8 signs to watch out for

   www.aol.com/finance/spot-debt-collection-scams-6...

   Check your credit report for the debt. AnnualCreditReport.com allows you to obtain a free credit report from each major consumer reporting company weekly. Claim your reports online, then review ...

4. How to Pull a Free Annual Credit Report - AOL

   www.aol.com/news/pull-free-annual-credit-report...

   Image Credit: Getty Images. Checking your credit is important. You want to keep tabs on your credit report so you can catch mistakes if inaccurate information finds its way onto your record.

5. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

6. Fair Credit Reporting Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

   Under the Fair and Accurate Credit Transactions Act (FACTA), an amendment to the FCRA passed in 2003, consumers are able to receive a free copy of their consumer report from each credit reporting agency once a year. [7] The free report can be requested by telephone, mail, or through the government-authorized website: AnnualCreditReport.com. [8]

7. Free Annual Credit Report - AOL

   www.aol.com/news/2010-12-30-free-annual-credit...

   Get a free credit report once a year from AnnualCreditReport.com, a site sponsored by the three major credit reporting companies, Equifax, TransUnion, and Experian. You can request your free ...