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2. Does Paying Principal Lower Car Payments? - AOL

   www.aol.com/does-paying-principal-lower-car...

   Learn whether paying principal lowers your monthly car payments, find out what paying extra in principal offers, and discover other methods to lower payments.

3. How to calculate interest on a car loan - AOL

   www.aol.com/finance/calculate-interest-car-loan...

   Auto loan interest is the cost of borrowing money to purchase a car. The lender will look at your credit score, debt-to-income ratio and other factors to determine what interest rate it offers.

4. This Is How Much Interest You’ll Pay on Your Car Loan - AOL

   www.aol.com/much-interest-ll-pay-car-120022027.html

   Buying a car is a major financial commitment, and for most people, it involves taking out a loan. Along with the loan comes interest, which is the cost of borrowing money from a lender. Read Next:...

5. Amortization calculator - Wikipedia

   en.wikipedia.org/wiki/Amortization_calculator

   An amortization calculator is used to determine the periodic payment amount due on a loan (typically a mortgage), based on the amortization process.. The amortization repayment model factors varying amounts of both interest and principal into every installment, though the total amount of each payment is the same.

6. Rule of 78s - Wikipedia

   en.wikipedia.org/wiki/Rule_of_78s

   If the borrower pays off the loan early, this method maximizes the interest paid by applying funds to the interest before principal. The Rule of 78 is designed so that borrowers pay the same interest charges over the life of a loan as they would with a loan that uses the simple interest method. But because of some mathematical quirks, they end ...

7. Amortization schedule - Wikipedia

   en.wikipedia.org/wiki/Amortization_schedule

   Amortization refers to the process of paying off a debt (often from a loan or mortgage) over time through regular payments. [2] A portion of each payment is for interest while the remaining amount is applied towards the principal balance. The percentage of interest versus principal in each payment is determined in an amortization schedule.

8. How Do Lenders Calculate Car Loan Interest?

   www.aol.com/lenders-calculate-car-loan-interest...

   Read more about how lenders calculate car loan interest and monthly loan payments. Answer questions including, how does interest work on a car loan?

9. Car finance - Wikipedia

   en.wikipedia.org/wiki/Car_finance

   Indirect financing is arranged by the car dealership where the car is purchased. Legally, an indirect “loan” is not technically a loan; when a car buyer obtains financing facilitated by a dealership, the buyer and dealer sign a Retail Installment Sales Contract rather than a loan agreement.