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2. Chapter 7, Title 11, United States Code - Wikipedia

   en.wikipedia.org/wiki/Chapter_7,_Title_11...

   The new legislation also requires that all individual debtors in either Chapter 7 or Chapter 13 complete an "instructional course concerning personal financial management." If a Chapter 7 debtor does not complete the course, this constitutes grounds for denial of discharge pursuant to new §727(a)(11). [6]

3. Bankruptcy Abuse Prevention and Consumer Protection Act

   en.wikipedia.org/wiki/Bankruptcy_Abuse...

   The new legislation also requires that all individual debtors in either chapter 7 or chapter 13 complete an "instructional course concerning personal financial management." If a chapter 7 debtor does not complete the course, it constitutes grounds for denial of discharge pursuant to new . The financial management program is experimental and the ...

4. Common types of bankruptcy and how to avoid filing - AOL

   www.aol.com/finance/common-types-bankruptcy...

   Bankruptcy provides a structured path to financial relief, allowing you to eliminate or restructure debt and stop aggressive collection efforts. Medical debt is one of the most common reasons ...

5. How to avoid bankruptcy in retirement — and safeguard your ...

   www.aol.com/finance/avoid-bankruptcy-in...

   Bankruptcy is usually a last resort for many folks who don’t feel there is any other way out of their financial situations. Before you file for bankruptcy, consider other alternatives. 1.

6. Credit counseling - Wikipedia

   en.wikipedia.org/wiki/Credit_counseling

   The modern practice known as ‘‘credit counseling’’ was initiated by creditor banks and credit card companies during the mid-1960s to address the growing volume of personal bankruptcies. [ 2 ] Although there is variation from country to country and even in regions within country, consumer debt is primarily made up of home loans , credit ...

7. Can you save money by not hiring a bankruptcy attorney? - AOL

   www.aol.com/finance/save-money-not-hiring...

   A bankruptcy lawyer can assess your financial situation, advise you on the most suitable type of bankruptcy to file (such as Chapter 7 or Chapter 13), prepare and file all necessary paperwork ...