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2. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   The most common way to lower a personal loan rate is to take out another loan with a lower rate and use those funds to pay down the original loan balance. Annual percentage rate vs. interest rate

3. What documentation is required for personal loans? - AOL

   www.aol.com/finance/documentation-required...

   Personal loan lenders have very few restrictions on how you use your loan funds. Money from a personal loan can be used to cover the cost of home improvements and upgrades, medical expenses ...

4. How to get a personal loan in 9 steps - AOL

   www.aol.com/finance/personal-loan-8-steps...

   Medical loans: If you’re in a financial bind due to large medical expenses, a personal loan may be a good way to pay medical bills off and spread the payments out over a number of years.

5. How To Get a Personal Loan: A Step-by-Step Guide - AOL

   www.aol.com/personal-loan-step-step-guide...

   Personal loans are unsecured loans that can be used for a variety of expenses and typically have lower interest rates than payday loans or high-interest credit cards. Lenders approve consumers...

6. What is a personal loan? What you should know before you apply

   www.aol.com/finance/personal-loan-213206505.html

   Getting a longer loan term than necessary: The longer the loan term, the more interest you’ll have to pay during the life of your loan. Before taking on debt, use a personal loan repayment ...

7. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   You don’t need the money urgently: It might make sense to build up your savings to pay for a large purchase instead of taking out a personal loan and making payments with interest for many years ...

8. Common personal loan myths — and the actual facts you ... - AOL

   www.aol.com/finance/common-personal-loan-myths...

   Before you take out a personal loan, weigh the pros and cons. If you decide they’re the right fit for you, compare multiple lenders to find an option that best matches your needs. Show comments

9. How to get a $10,000 personal loan - AOL

   www.aol.com/finance/10-000-personal-loan...

   With loan amounts up to $30,000, Citi is a great option for a $10,000 personal loan. The bank stands out for its zero fees and fast funding timeline, which is as quick as two days or quicker for ...