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  2. The Equal Credit Opportunity Act became law 50 years ago ...

    www.aol.com/finance/equal-credit-opportunity-act...

    Key takeaways. Women and minorities faced credit discrimination for decades. The Equal Credit Opportunity Act of 1974 made it easier for both groups to obtain credit cards and loans.

  3. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    The program replaced the earlier Federal Family Education Loan (FFEL) program which issued "guaranteed loans" — loans originated and funded by private lenders but guaranteed by the government. The FFEL program was eliminated because of a perception that it benefited private student loan companies at the expense of taxpayers, but did not help ...

  4. Student financial aid in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_financial_aid_in...

    Federal Perkins Loan (Perkins Loan) Program: This is a school-based loan program for eligible students with exceptional financial need. Students may qualify for a Perkins Loan of up to $8,000 each year depending on financial need, the amount of other aid received, and the availability of funds at the school.

  5. American Opportunity Tax Credit - Wikipedia

    en.wikipedia.org/.../American_Opportunity_Tax_Credit

    On January 6, 2009, Congressman Chaka Fattah introduced H.R.106, The American Opportunity Tax Credit Act of 2009. [3] In brief, the proposed act specified Any full-time college or university student is eligible. According to the IRS, the American Opportunity Credit cannot be taken by a taxpayer if he has a felony drug conviction.

  6. Consumer debt by gender: Is there a difference? - AOL

    www.aol.com/finance/consumer-debt-gender...

    Women have 2.7% more student loan debt than men. Credit scores ... assistance programs. Before the Equal Credit Opportunity Act of 1974, lenders were allowed to require women to have a male co ...

  7. Should College Students Have Credit Cards?

    www.aol.com/finance/college-students-credit...

    College students who do decide to obtain a credit card must take the following two actions to build a positive credit history: pay their bills on time every month and only use a portion of their ...

  8. Federal Work-Study Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Work-Study_Program

    The Federal Work-Study Program originally called the College Work-Study Program [1] and in the United States frequently referred to as just "work-study", is a federally funded program in the United States that assists students with the costs of post-secondary education. The Federal Work-Study Program helps students earn financial funding ...

  9. Pros and cons of student credit cards - AOL

    www.aol.com/finance/pros-cons-student-credit...

    These unsecured credit cards are typically easier to qualify for than traditional credit cards. The best student credit cards report your responsible spending and on-time monthly payments to the ...