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This is an accepted version of this page This is the latest accepted revision, reviewed on 17 January 2025. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...
While designed to provide consumers with emergency liquidity, payday loans divert money away from consumer spending and towards paying interest rates. Some major banks offer payday loans with interest rates of 225 to 300 percent, while storefront and online payday lenders charge rates of 200 to 500 percent.
In 2012, the firm acquired Cash and Cheque Express, a consumer financial services chain in the United Kingdom. [5] In 2013, the firm acquired Great American Pawn and Title and Quick loans, both based in Georgia, plus Great American Cash Advance and Nations Quick Cash Title Pawn, which operate in Mississippi, Alabama, and Tennessee. [6]
Payday loans. Also called a cash advance, a payday loan doesn’t require collateral and may offer you cash on the same day you apply. You’re required to repay the loan — plus high interest ...
If you took out a loan from ACE Cash Express you may be entitled to a refund. ACE Cash Express, a so-called "payday lender," which provides small loans with very high interest rates that must be ...
App. Maximum loan amount. Time to funding. Fees. Google Play rating. App Store rating. Albert. Up to $250. Instantly for a fee; 3-6 days free of charge. Instant cash advance fee
Personal loans tend to have a minimum repayment term of 12 months, so you’d technically pay more in interest over the life of a loan compared to a payday loan ($205.55 vs. $153.42).
This is an accepted version of this page This is the latest accepted revision, reviewed on 6 November 2024. American businessman Allan Jones Born William Allan Jones, Jr. (1952-12-31) December 31, 1952 (age 72) Cleveland, Tennessee, US Education Cleveland High School Alma mater Middle Tennessee State University Occupation Businessman Spouse(s) Candy Robinson (1972-75) Janie Pangle (m. 1983 ...