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2. FHA vs. VA loans: What’s the difference? - AOL

   www.aol.com/finance/fha-vs-va-loans-difference...

   Mortgage insurance for FHA vs. VA loans. With an FHA loan, even on a refinance, you pay an upfront fee, plus an ongoing mortgage insurance premium. The idea is that if you default on the loan, the ...

3. How to get a VA home loan - AOL

   www.aol.com/finance/va-home-loan-194111486.html

   While FHA loans require a down payment of at least 3.5 percent of the purchase price, VA loans will let you borrow the money without contributing any money from your savings – making these much ...

4. FHA loans: Definition, requirements and limits - AOL

   www.aol.com/finance/fha-loans-134807555.html

   Basic home mortgage loan or 203(b) loan: The 203(b) loan is the FHA’s main home loan program for buying a home or refinancing. These loans come with fixed and adjustable-rate options, as well as ...

5. VA loan - Wikipedia

   en.wikipedia.org/wiki/VA_loan

   A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The program is for American veterans, military members currently serving in the U.S. military, reservists and select surviving spouses (provided they do not remarry) and can be used to purchase single-family homes, condominiums, multi-unit properties, manufactured homes and ...

6. FHA loan requirements for 2024: Here’s how to qualify - AOL

   www.aol.com/finance/fha-loan-requirements-2024...

   FHA loan requirements are generally more flexible than what you’ll find with other types of mortgages. They’re designed for low- to moderate-income borrowers with a lower minimum credit score ...

7. How to shop for a mortgage: A guide for smart ... - AOL

   www.aol.com/finance/how-to-shop-for-a-mortgage...

   Requirements. Best for. FHA loans. Down payments from 3.5% Lifetime mortgage insurance More flexible requirements than conventional loans. Credit score of 500+ with 10% down Credit score of 580 ...

8. VA home loan requirements for 2024 - AOL

   www.aol.com/finance/va-home-loan-requirements...

   Home inspections are not required for VA loans, but you must get a home appraisal. The U.S. Department of Veterans Affairs (VA) effectively has a no-limits policy on home loans for eligible borrowers.

9. VA loans: What they are and how they work - AOL

   www.aol.com/finance/va-loans-200043770.html

   Refinancing a VA loan. There are two main ways to refinance a VA loan: with an Interest Rate Reduction Refinance Loan (IRRRL), also known as a VA streamline refinance; or with a VA cash-out refinance.