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Google Pay (formerly Android Pay) is a mobile payment service developed by Google to power in-app, online, and in-person contactless purchases on mobile devices, enabling users to make payments with Android phones, tablets, or watches. Users can authenticate via a PIN, passcode, or biometrics such as 3D face scanning or fingerprint recognition.
With this functionality, customers can pay their bills by just using the Google Pay app to scan a Clickpay QR code. Users don't need to memorize account numbers or customer IDs because the QR code—which billers can generate—automatically retrieves the most recent bill details. [11]
They can generate and print their own QR codes for others to scan and use by visiting one of several pay or free QR code-generating sites or apps. Google had an API, now deprecated, to generate QR codes, [25] and apps for scanning QR codes can be found on nearly all smartphone devices. [26] QR codes have been used and printed on train tickets ...
The QR code system was invented in 1994 by Masahiro Hara from the Japanese company Denso Wave. [4]In December 2010, the first documented description of QR code-based payments came from two patents filed by Shaun Cooley and Andrew Charles Payne, based on a prototype system developed for Norton Labs at Symantec called Norton Mobile Pay.
In February 2013, the European Payments Council (EPC) published the document 'Quick Response Code: Guidelines to Enable Data Capture for the Initiation of a Credit Transfer'. [5] These guidelines were quickly adopted by the Austrian banks. These QR code can be recognised thanks to the words "Zahlen mit Code" (Pay with Code) on the right. [6]
Download QR code; Print/export Download as PDF; Printable version; ... Google Pay (2018–2022), a digital wallet app, formerly Android Pay and now Google Wallet;
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