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  2. Car buyers and credit: What auto financing means for credit ...

    www.aol.com/car-buyers-credit-auto-financing...

    Experian provides an overview of credit scores among auto loan borrowers using a review of anonymized and aggregated consumer data as compared to those without auto loans.

  3. How does my credit score affect my loan chances? - AOL

    www.aol.com/finance/does-credit-score-affect...

    How your credit score affects your chance of getting a personal loan. Having a good credit score — either a FICO score of 670 or a VantageScore of 660 — will show lenders that you know how to ...

  4. I Just Paid Off My Auto Loan. Here's Why My Score Went Down

    www.aol.com/just-paid-off-auto-loan-124513036.html

    Credit mix (10% of my score): In a nutshell, lenders want to see that you can be responsible with a variety of different forms of credit, so the FICO formula rewards a diverse mix of accounts. By ...

  5. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan, at what interest rate, and what credit limits. [2]

  6. How to Get the Best Auto Loan Rates as a First-Time Car Buyer

    www.aol.com/best-auto-loan-rates-first-160019538...

    For first-time car buyers, one of the most daunting parts of negotiating a good deal right now is interest rates.The average auto loan rate for someone with excellent credit is 5.25%, according to ...

  7. Is 700 a Good Credit Score? - AOL

    www.aol.com/700-good-credit-score-105700061.html

    For borrowers with credit scores between 781 and 850, on the other hand, the average interest rate for a car loan is 5.64% for a new car and 7.66% for a used car.

  8. How to get a car loan with bad credit - AOL

    www.aol.com/finance/car-loan-bad-credit...

    Knowing your credit score and the average rates to expect and applying for preapproval are just a few of the many ways you can secure a budget-friendly car loan. 1. Know your credit score

  9. Can you use a personal loan to buy a car? - AOL

    www.aol.com/finance/personal-loan-buy-car...

    3. Your personal loan rate is lower than an auto loan rate. Unsecured personal loan interest rates tend to be higher than auto loan rates. But if you have outstanding credit, you may qualify for a ...

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