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A variable-rate CD — also called a flex CD — is a type of certificate of deposit with an interest rate that can fluctuate periodically over the term of the CD based on market conditions.
A certificate of deposit, or CD, allows you to build up your finances as a low risk form of investment over a certain period. Learn more about how they work.
A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates. CDs require a minimum deposit and may offer higher ...
12-month CD (1 year) 4.00%. December 2025. $5,000. 18-months CD (1.5 years) ... How certificates of deposit work. A CD is a deposit account that works by holding on to your money for a fixed ...
How CDs work. A CD locks in your money for a set period of time in exchange for a guaranteed APY. Understanding all the features of a CD can help you decide whether one is right for you:
Despite three Federal Reserve rate cuts this year, CDs continue to be a reliable way to grow your money at near-record rates, offering up to 4.27% APY on terms of 12 months and longer. And fixed ...
CD/DVD copy protection is a blanket term for various methods of copy protection for CDs and DVDs. Such methods include DRM, CD-checks, Dummy Files, illegal tables of contents, over-sizing or over-burning the CD, physical errors and bad sectors. Many protection schemes rely on breaking compliance with CD and DVD standards, leading to playback ...
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