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  2. Turned down for credit? Half of Americans were rejected for ...

    www.aol.com/turned-down-credit-half-americans...

    Gen Z and millennials had the highest rejection rates for loans and financial products. Turned down for credit? Half of Americans were rejected for loans, survey finds

  3. Common personal loan myths — and the actual facts you ... - AOL

    www.aol.com/finance/common-personal-loan-myths...

    A previous loan can lead to a higher DTI — which may result in rejection. As long as you are able to handle the monthly payments, there are lenders that will allow you to have multiple personal ...

  4. SBA loan denied: What to do next - AOL

    www.aol.com/finance/sba-loan-denied-next...

    Being denied for SBA financing is stressful, but you have the option of reapplying or looking at other financing options.

  5. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    The FICO bankcard score, FICO auto score, FICO personal finance score, and FICO installment loan score are between 250 and 900. The FICO Mortgage Score and FICO Score XD 2 are between 300 and 850. [19] [20] Higher scores indicate lower credit risk. [21]

  6. Refund anticipation loan - Wikipedia

    en.wikipedia.org/wiki/Refund_anticipation_loan

    The loan term was usually about two to three weeks, related to the time it took the U.S. Internal Revenue Service to deposit refunds in electronic accounts. The loans were designed to make the refund available in as little as 24 hours. They were secured by a taxpayer's expected tax refund, and designed to offer customers quicker access to funds.

  7. The Three Worst Things to Say When Asking for a Personal Loan

    www.aol.com/news/2011-03-18-the-three-worst...

    Landing a personal loan has never really been easy, but since the recession began, it's been harder than ever, despite the fact that some types of lending, like auto loans, have started to make a ...

  8. Payment protection insurance - Wikipedia

    en.wikipedia.org/wiki/Payment_protection_insurance

    Payment protection insurance (PPI), also known as credit insurance, credit protection insurance, or loan repayment insurance, is an insurance product that enables consumers to ensure repayment of credit if the borrower dies, becomes ill, disabled, loses a job, or faces other circumstances that may prevent them from earning income to service the debt.

  9. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    If you’re considering a personal loan, get quotes from several lenders to compare interest rates and loan terms. Don’t forget to read the fine print, including fees and penalties.

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