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2. Debt consolidation vs. Bankruptcy: Which is right for you?

   www.aol.com/finance/debt-consolidation-vs...

   It may damage your credit: Bankruptcy can ruin your credit, making it harder to qualify for future financing — like a mortgage loan. The higher your credit score, the greater the damage.

3. Bankruptcy vs. default: Which route is best for you? - AOL

   www.aol.com/finance/bankruptcy-vs-default-route...

   Credit score impact of bankruptcy. Your credit score will likely go down significantly if you file for bankruptcy — by at least 130 points, but sometimes by as much as 200 points or more ...

4. Different credit repair options: How they work and how to choose

   www.aol.com/finance/different-types-credit...

   Combining multiple credit card debts into one new personal loan may improve your credit by lowering your credit utilization ratio. Credit utilization makes up 30 percent of your FICO score.

5. Pros and cons of credit repair: What to know before you start

   www.aol.com/finance/pros-cons-credit-repair-know...

   When combined with strategies to improve your credit habits, credit repair can lead to a boost in your credit score over time. A clean credit report opens doors to better financial opportunities ...

6. The biggest pros and cons of personal loans for bad credit - AOL

   www.aol.com/finance/pros-cons-bad-credit-loans...

   Key takeaways. A bad credit loan is a type of personal loan that caters to borrowers with credit scores below 670. If handled properly, bad credit loans can boost your credit score by adding to ...

7. How to rebuild credit after bankruptcy - AOL

   www.aol.com/finance/rebuilding-credit-bankruptcy...

   Here are seven steps you can take to rebuild your credit and get better rates on loans and credit lines sooner rather than later. 1. Keep up with payments on existing loans