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Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.
Insurance may also be purchased through an agent. A tied agent, working exclusively with one insurer, represents the insurance company from whom the policyholder buys (while a free agent sells policies of various insurance companies). Just as there is a potential conflict of interest with a broker, an agent has a different type of conflict.
In addition, every vehicle owner is free to take out a comprehensive insurance policy. All types of car insurance are provided by several private insurers. The amount of insurance contribution is determined by several criteria, like the region, the type of car or the personal way of driving.
Captive insurance is an alternative to self-insurance in which insured parties establish a licensed insurance company for their own use and benefit. [1] The company focuses its service on the specific risks of the insureds and is incentivized to price the insurance near cost, since it has no separate investors.
Central Asia Insurance is known as "Asuransi Central Asia" or "ACA Asuransi", and is one of the five most important Indonesian insurance company, [1] with 76 branch office and representative offices around Indonesia. The ACA company was established in 1956 with the name "Oriental NV" .On 5 August 1958 it was renamed "PT. Asuransi Central Asia".
In insurance, deferred acquisition costs (DAC) is an asset on the balance sheet representing the deferral of the cost of acquiring new insurance contracts, thereby amortising the costs over their duration.
PT Asuransi Jasa Indonesia or known as Asuransi Jasindo is an Indonesian company engaged in service insurance. In 2020, the company officially became a member of the state-owned insurance holding company, after the majority of its shares held by the government were handed over to Bahana Pembinaan Usaha Indonesia.
Shareware is a type of proprietary software that is initially shared by the owner for trial use at little or no cost. [1] Often the software has limited functionality or incomplete documentation until the user sends payment to the software developer. [2] Shareware is often offered as a download from a website.