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2. What is a 609 dispute letter? - AOL

   www.aol.com/finance/609-dispute-letter-221731481...

   One method of correcting erroneous information is to submit a 609 dispute letter to the credit bureaus. This simple letter requests that the credit bureaus seek proof of any specific debts from ...

3. Can a goodwill letter get late payments removed from your ...

   www.aol.com/finance/goodwill-letters-payments...

   A goodwill letter is a formal letter sent to a creditor, lender or collection agency to request forgiveness for a late payment or other negative item on your credit report. In the letter, you ...

4. Credit note - Wikipedia

   en.wikipedia.org/wiki/Credit_note

   A credit note or credit memo is a commercial document, utilized in business transactions to indicate a reduction in the amount owed by a customer or owed to a supplier. If the customer returns goods to the seller, the invoice previously issued is cancelled, in part or as a whole, with a credit note.

5. How to Pull a Free Annual Credit Report - AOL

   www.aol.com/news/pull-free-annual-credit-report...

   However, there may also be additional ways to get your credit information for free. For example, money management sites such as Mint allow you to check your credit, and your credit card company ...

6. Demand letter - Wikipedia

   en.wikipedia.org/wiki/Demand_letter

   A demand letter, letter of demand, [1] (of payment), or letter before claim, [2] is a letter stating a legal claim (usually drafted by a lawyer) which makes a demand for restitution or performance of some obligation, owing to the recipients' alleged breach of contract, or for a legal wrong.

7. Credit reference - Wikipedia

   en.wikipedia.org/wiki/Credit_reference

   Credit references are used to help lenders quantify the risk of lending to a given applicant or to determine overall creditworthiness.For example, if an applicant's credit history indicates proper, timely payments on all outstanding obligations, a lender may judge it more likely that the applicant will make timely payments on the requested loan.