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  2. Allowance for Loan and Lease Losses - Wikipedia

    en.wikipedia.org/wiki/Allowance_for_Loan_and...

    The allowance is a topic of much regulatory scrutiny, and a review of the ALLL methodology is a significant portion of a financial institution's safety and soundness exam because it is important for federal bank examiners to ensure that an institution has a sufficient amount of capital in the allowance reserve.

  3. Loss given default - Wikipedia

    en.wikipedia.org/wiki/Loss_given_default

    Loss given default or LGD is the share of an asset that is lost if a borrower defaults. It is a common parameter in risk models and also a parameter used in the calculation of economic capital, expected loss or regulatory capital under Basel II for a banking institution. This is an attribute of any exposure on bank's client.

  4. Capital adequacy ratio - Wikipedia

    en.wikipedia.org/wiki/Capital_adequacy_ratio

    Capital adequacy ratio is the ratio which determines the bank's capacity to meet the time liabilities and other risks such as credit risk, operational risk etc. In the most simple formulation, a bank's capital is the "cushion" for potential losses, and protects the bank's depositors and other lenders.

  5. Exposure at default - Wikipedia

    en.wikipedia.org/wiki/Exposure_at_default

    Exposure at default or (EAD) is a parameter used in the calculation of economic capital or regulatory capital under Basel II for a banking institution. It can be defined as the gross exposure under a facility upon default of an obligor.

  6. How do you calculate cost basis on investments? - AOL

    www.aol.com/finance/calculate-cost-basis...

    It’s used to calculate capital gains or losses when you sell the investment. Cost basis includes the purchase price along with any associated brokerage fees and commissions.

  7. Expected loss - Wikipedia

    en.wikipedia.org/wiki/Expected_loss

    Expected loss is the sum of the values of all possible losses, each multiplied by the probability of that loss occurring. In bank lending (homes, autos, credit cards, commercial lending, etc.) the expected loss on a loan varies over time for a number of reasons. Most loans are repaid over time and therefore have a declining outstanding amount ...

  8. How to deduct stock losses from your taxes - AOL

    www.aol.com/finance/deduct-stock-losses-taxes...

    Then, calculate your net long-term capital gain or loss by subtracting long-term losses from long-term gains. Finally, combine these two to determine your total net capital gain or loss. How do I ...

  9. How Will Long-Term Capital Losses Affect My Taxes? - AOL

    www.aol.com/finance/capital-losses-lower-income...

    For example, $101,000 of capital losses and $100,000 of capital gains result in a $1,000 net loss. While your capital losses might be in the thousands, you can only use $3,000 to mitigate your ...