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We used our Term Life Estimator to find the average rates for term life policies based on age. Let’s look at how much you’d pay per month as a nonsmoker for a $1 million policy in several different yearly coverage terms.
A $500,000, 20-year term life insurance policy costs on average $26 per month in September 2024. Explore more term life insurance rates by age, term length, and coverage amount.
A 20-year term life insurance policy is one of the most popular coverage options, so most insurance companies offer term lengths of 20 years. Below are some of the best term life insurance companies that offer affordable 20-year terms.
A 20-year term life insurance policy costs an average of more than $147 a month. Your rate may vary based on your policy, age and health, among other factors.
The average cost of a 20-year term life insurance policy is $252 a year for $500,000 in coverage for a 30-year-old female, based on Forbes Advisor’s analysis of life insurance...
Term life insurance costs on average $30 per month ($360 per year) for a 20-year term life policy with a $500,000 payout for a 30-year–old male with few health conditions, and $23 per month ($276 per year) for a 30-year-old female with a similar profile.
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