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  2. Fed's interest-rate hikes make T-bills an attractive, safer ...

    www.aol.com/finance/feds-interest-rate-hikes-t...

    What are T-bills. Treasury bills — like i Bonds and Treasury inflation-protected securities, or TIPS — are issued by and backed by the U.S. government. I bonds, for example, pay interest for ...

  3. Mortgage and refinance rates for Dec. 17, 2024: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    At the conclusion of its seventh and penultimate rate-setting policy meeting of 2024 on November 7, 2024, the Federal Reserve announced it was lowering the federal funds target interest rate by 25 ...

  4. History of Federal Open Market Committee actions - Wikipedia

    en.wikipedia.org/wiki/History_of_Federal_Open...

    Announced biggest rate hike since 1994 to continue combat inflation. George dissented, preferring a 50-basis-point upward adjustment to the policy rate. Official statement: May 4, 2022 0.75%–1.00% 1.00% 9–0 Announced biggest rate hike since May 2000 to combat inflation. Official statement: March 16, 2022 0.25%–0.50% 0.50% 8–1

  5. TED spread - Wikipedia

    en.wikipedia.org/wiki/TED_spread

    The TED spread is an indicator of perceived credit risk in the general economy, [2] since T-bills are considered risk-free while LIBOR reflects the credit risk of lending to commercial banks. An increase in the TED spread is a sign that lenders believe the risk of default on interbank loans (also known as counterparty risk) is increasing ...

  6. Federal funds rate - Wikipedia

    en.wikipedia.org/wiki/Federal_funds_rate

    It is an interest rate the Fed pays to banks for holding their funds at the Federal Reserve Bank. Because this offers a risk-free way to earn interest on their funds, banks do not tend to lend to each other at rates below the IORB, effectively setting a floor for the federal funds rate. [8]

  7. Savings interest rates today: Ring in the new year with APYs ...

    www.aol.com/finance/savings-interest-rates-today...

    At the conclusion of its eighth and final rate-setting policy meeting of the year on December 18, 2024, the Federal Reserve announced it was lowering the federal funds target interest rate by 25 ...

  8. United States Treasury security - Wikipedia

    en.wikipedia.org/wiki/United_States_Treasury...

    Treasury notes (T-notes) have maturities of 2, 3, 5, 7, or 10 years, have a coupon payment every six months, and are sold in increments of $100. T-note prices are quoted on the secondary market as a percentage of the par value in thirty-seconds of a dollar. Ordinary Treasury notes pay a fixed interest rate that is set at auction.

  9. Mortgage and refinance rates for Dec. 24, 2024: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    Average mortgage rates inch higher across popular terms as of Tuesday, December 24, 2024, pushing the 30-year fixed rate to 7.00% nearly a week after the Federal Reserve announced a third ...