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Credit Score: Many instant approval cards require a good credit score (typically 670+). Some options, like the Discover it® Secured Card, are more lenient, catering to those with lower or ...
4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit.
To position yourself for approval success, look for a credit card that requires no credit history, such as a secured credit card. These cards help you build up your credit score so you can apply ...
Check the issuer’s website for details on if the card offers instant approval, and know that the higher your credit score, the more likely it is that you’ll be approved right away.
People with good or excellent credit have the best chance of getting approved for an instant approval credit card. The bottom line The best way to avoid a pending status is to provide complete and ...
A bad credit score, or any score below 579 on the FICO scale, can put a wrinkle in nearly any financial plan, including if you want to get a credit card.Most credit card issuers require good or ...
The Credit Institute of Canada (CIC) (French: Institut de crédit du Canada) is a not-for-profit organization created by a special Act of Parliament on June 11, 1928. The CIC provides credit management resources, education and certification to its members and is the only organization that grants official designations to professionals in the Canadian credit management field.
With one of its starter credit cards, Chase even advertises that you can improve your approval chances if you have at least $250 in one of its checking or savings accounts before applying.
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