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  2. The 800 credit score: What it means, why it helps and how to ...

    www.aol.com/finance/800-credit-score-means-why...

    Key takeaways. A credit score of 800 or above is considered excellent and comes with the same benefits as a perfect 850 score. Benefits of an 800 credit score include better credit offers, lower ...

  3. The Best Instant Approval Credit Cards of 2025 - AOL

    www.aol.com/5-best-instant-approval-credit...

    Credit Score: Many instant approval cards require a good credit score (typically 670+). Some options, like the Discover it® Secured Card, are more lenient, catering to those with lower or ...

  4. How your credit limit is determined - AOL

    www.aol.com/finance/credit-limit-determined...

    The amount of available credit you are currently using accounts for 30 percent of your FICO credit score — so maxing out your credit cards can have a serious negative impact on your credit score ...

  5. Why is good credit so important? - AOL

    www.aol.com/finance/why-good-credit-important...

    500 credit score. 700 credit score. Interest rate. 17.63 percent. 8.59 percent. Monthly Payment. $630. $514. Total interest paid. $12,789. $5,844

  6. What is a good credit score? - AOL

    www.aol.com/finance/good-credit-score-223352206.html

    This method of scoring defines 661 to 780 as a good credit score and 781 to 850 as an excellent credit score. Scores that fall between the 601 and 660 range are considered fair and 500 to 600 are ...

  7. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    So if a person has one credit card with a used balance of $500 and a limit of $1,000 as well as another with a used balance of $700 and $2,000 limit, the average ratio is 40 percent ($1,200 total used divided by $3,000 total limits). If the first credit card company raises the limit to $2,000, the ratio lowers to 30 percent, which could boost ...

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