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  2. VA loan refinance: What is it and how does it work? - AOL

    www.aol.com/finance/va-loan-refinance-does...

    VA IRRRL. VA cash-out refinance. Primary Purpose. To secure a lower interest rate or switch from an ARM to a fixed-rate mortgage. To tap into your home equity and convert it into cash

  3. How much equity do you need to refinance? - AOL

    www.aol.com/finance/much-equity-refinance...

    FHA refinance: For FHA cash-out refinances, mortgage lenders prefer you to have 20 percent equity remaining after the refi. VA refinance: Through a VA cash-out refinance , you can access up to 100 ...

  4. What is a VA streamline refinance (VA IRRRL) and how ... - AOL

    www.aol.com/finance/va-streamline-refinance-va...

    Key takeaways. Also known as a VA streamline refinance, an interest rate reduction refinance loan (IRRRL) is a type of refinance exclusively for VA loans that can lower your monthly mortgage payments.

  5. Is doing a VA cash-out refinance a good idea? Here’s ... - AOL

    www.aol.com/finance/doing-va-cash-refinance-good...

    VA mortgages and refis offer many generous benefits, including the ability to finance or tap 100 percent of a home’s value. But does that mean a VA cash-out refinance is a good idea? Not always.

  6. VA loan benefits and disadvantages - AOL

    www.aol.com/finance/va-loan-pros-cons-180505984.html

    A VA cash-out refinance option allows qualified veterans to borrow up to 100 percent of their home’s value in cash at closing, though some lenders may limit the amount to 90 percent. Either way ...

  7. PSA prepayment model - Wikipedia

    en.wikipedia.org/wiki/PSA_prepayment_model

    Each monthly prepayment is assumed to represent full payoff of individual loans, rather than a partial prepayment that leaves a loan with a reduced principal balance. Variations of the model are expressed in percent, e.g., "150% PSA" means a monthly increase of 0.3% in the annualized prepayment rate, until the peak of 9% is reached after 30 months.

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