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  2. Texas Department of Insurance - Wikipedia

    en.wikipedia.org/wiki/Texas_Department_of_Insurance

    In 1957, the Board of Insurance Commissioners was abolished and replaced by the State Board of Insurance, consisted of three members appointed by the governor but serving a six-year term. The board determined policy and rates and authorized rules, while the commissioner was responsible for administrative operations and was appointed by the board.

  3. What does no-fault state mean? - AOL

    www.aol.com/finance/does-no-fault-state-mean...

    Currently, 12 states follow no-fault insurance laws, with the remaining states and Washington, D.C. being considered at-fault states. In a no-fault state, both parties will file a claim with their ...

  4. Personal injury - Wikipedia

    en.wikipedia.org/wiki/Personal_injury

    Although the benefits will vary depending on the state, no-fault benefits will generally: (1) pay for an injured person's car crash-related medical bills and lost wages; (2) be paid by the injured person's own insurance company; and (3) be paid regardless of whether the injured person was at-fault for the crash.

  5. Texas Property and Casualty Insurance Guaranty Association

    en.wikipedia.org/wiki/Texas_Property_and...

    We are an insurance safety net and partner in the insolvency system, fairly serving the people of Texas in an efficient and cost-effective way. TPCIGA, Mission statement According to the Texas State Auditor's Office, the "Association's purpose is to pay, fairly and in a timely manner, valid insurance claims involving insolvent property and ...

  6. Texas car insurance laws: What you need to know to ... - AOL

    www.aol.com/finance/texas-car-insurance-laws...

    No, Texas is not a no-fault state. Instead, it follows a traditional tort system for auto insurance, meaning the at-fault party in an accident is responsible for covering medical and other ...

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  8. How is fault determined in a car accident? - AOL

    www.aol.com/finance/fault-determined-car...

    100% at fault: If a driver is deemed 100 percent at fault in an accident, their insurance company will be responsible for covering damages. 51% or more at fault: Sometimes, your percent at fault ...

  9. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    AMP and PIP limits range from $1,000 to $250,000 depending on the injury and the state, though many insurance providers have a relatively low limit of $5,000. A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4]