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  2. American Dream Downpayment Assistance Act - Wikipedia

    en.wikipedia.org/wiki/American_Dream_Downpayment...

    Since 2013, buyers receiving down payment assistance from HOME are required to participate in pre-purchasing homeownership counseling, and in August 2021 full implementation of HUD regulations requiring counseling be provided by certified counselors employed by HUD-approved housing counseling agencies took effect standardizing the curriculum ...

  3. Best credit counseling services - AOL

    www.aol.com/finance/best-credit-counseling...

    Consolidated Credit is a member of the FCAA and a HUD-Approved Housing Counseling Agency, plus all counselors are certified personal financial counselors. ... The best gift experiences of 2024 ...

  4. Thai Community Development Center - Wikipedia

    en.wikipedia.org/wiki/Thai_Community_Development...

    Thai CDC became a HUD-approved counseling agency in August 2010. [11] Besides the one-on-one counseling services that were offered, the Housing Counseling Program use to also provide mortgage delinquency and default solution workshops and credit repair workshops to the Thai community.

  5. Community Action Services and Food Bank - Wikipedia

    en.wikipedia.org/wiki/Community_Action_Services...

    Community Action Services and Food Bank is approved by the United States Department of Housing and Urban Development (HUD) as a housing counseling agency. [10] The program provides the following services free of charge: pre-home ownership counseling, home buyer education classes, mortgage default counseling, reverse mortgage counseling ...

  6. From grants to low-interest loans, this state-by-state guide ...

    www.aol.com/finance/grants-low-interest-loans...

    Florida Housing's second mortgage program to assist borrowers with down payment assistance and closing costs. A minimum credit score of 640 is required, and the buyer must work with an approved ...

  7. Loan modification in the United States - Wikipedia

    en.wikipedia.org/wiki/Loan_modification_in_the...

    Homeowners can call the Homeowner's HOPE Hotline at 1-888-995-HOPE (4673) for information about the Making Home Affordable Program and to speak with a HUD approved housing counselor. Assistance is available in English and Spanish, and other languages by appointment. HUD.org helps applicants find a local counselor. HUD.gov

  8. Low Income Housing Institute - Wikipedia

    en.wikipedia.org/wiki/Low_Income_Housing_Institute

    Approximately 200 housing units serve individuals who are disabled or require attention for special needs such as mental illness, alcohol and drug abuse, developmental disabilities or HIV/AIDS and related illnesses. 240 units serve senior citizens. 75% of our housing units serve families or individuals earning less than 30 percent of the area ...

  9. What is a 5/1 adjustable-rate mortgage (ARM)? - AOL

    www.aol.com/finance/5-1-adjustable-rate-mortgage...

    To prepare for an increase in your payment, you can budget accordingly or seek guidance from a housing counseling agency approved by the U.S. Department of Housing and Urban Development (HUD).