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The earliest you can apply is at age 62, with the latest being age 70. Claiming benefits at 62 is considered early, and full retirement age (FRA) — which is 67 for most people — is the age at ...
Those born in 1963 will reach an important Social Security milestone this year: They'll turn 62 and become eligible to claim benefits after paying into the program their entire career.
If you claim Social Security before full retirement age (FRA) and continue working, your benefits may be temporarily reduced if your earned income exceeds certain limits. In 2025, the limit is ...
You'll start collecting benefits as soon as possible, but you might not keep as much as you thought.
Say you're eligible for a $2,000 monthly Social Security benefit at age 67, which is full retirement age for anyone born in 1960 or later. If you sign up at age 62 instead, your monthly benefit ...
You can start getting Social Security retirement benefits when you turn 62 years old, the earliest age when they're available. However, there are downsides to starting benefits at such a young age.
The earliest you can claim Social Security benefits is 62, but doing so could reduce your monthly benefit by up to 30% (for those whose full retirement age is 67). That said, many people would ...
By claiming at the age of 62, a hypothetical $1000 retirement benefit would be reduced by 25% and you would only receive $750 per month. A $500 monthly spousal benefit would be reduced to $350.