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The typical plan comes without annual limits, and shorter waiting periods to activation. Some plans cover cosmetic dental procedures as well, although this is less common. A standard dental discount plan has a limited roster of dentists within its approved network, similar to dental insurance. [1]
With indemnity dental plans, the insurance company generally pays the dentist a percentage of the cost of services. Restrictions may include the co-payment requirements, waiting period, stated deductible, annual limitations, graduated percentage scales based on the type of procedure, and the length of time that the policy has been owned.
Blue Cross and Blue Shield insurance companies are licensees, independent of the association and traditionally of each other, [16] offering insurance plans within defined regions under one or both of the association's brands. Blue Cross Blue Shield insurers offer some form of health insurance coverage in every U.S. state.
Massachusetts-based Tufts Health Plan offers Medicare Advantage plans with dental coverage. In some cases, dental care is available as an add-on option. Tufts Health Plan is a nonprofit insurer.
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PHOTO: President-elect Donald Trump, Tesla CEO Elon Musk and Vice President-elect JD Vance attend the 125th Army-Navy football game at Northwest Stadium on Dec. 14, 2024, in Landover, Maryland.
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