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The Consumer Protection Division of the Maryland attorney general's (AG) office is warning consumers about home warranty scam letters addressed to homeowners. The division emphasized that these...
When you apply for a mortgage, the lender pulls your credit report to help in its decision to approve or deny your loan. This is considered a “hard” credit check , which can lower your credit ...
Lafayette Federal Credit Union (Lafayette Federal), is a credit union headquartered at the Norman Cohen Financial Service Center in Rockville, Maryland, chartered and regulated under the authority of the National Credit Union Administration (NCUA) of the U.S. Federal government. As of November 2024, Lafayette Federal had over US$2.03 billion in ...
Maryland House Bill 107, also known as HB107, is a Maryland state law passed in 2022 that mandates that condominiums, housing associations, cooperatives, and homeowner associations complete a reserve study by October 1, 2023. [1]
State Employees Credit Union of Maryland (also known as SECU of Maryland or SECU Maryland or SECU MD) is a state-chartered credit union headquartered in Linthicum, Maryland. [3] It is the largest federally-insured credit union in the state [ 4 ] [ 5 ] [ 6 ] and is regulated under the authority of The Office of the Commissioner of Financial ...
For borrowers who have excellent credit and very acceptable debt positions, there may be virtually no documentation of income or assets required at all. Many of these documents are also not required for no-doc and low-doc loans. Credit Report; 1003 — Uniform Residential Loan Application; 1004 — Uniform Residential Appraisal Report
Unlike home equity loans or home equity lines of credit (HELOCs), the lender can’t foreclose on your home if you default on an unsecured loan. Additionally, you don’t need equity in your home ...